Moving Home? Mortgage Advice for Your Next Move
Finding the right property is only half the job. Let’s help make sure the mortgage behind it moves with you as smoothly as the removal van does.
Your Home/Property May Be Repossessed If You Do Not Keep Up Repayments On Your Mortgage.
Your Move, Your Mortgage, Sorted Together
Moving isn’t just about finding the right property, it’s making sure your mortgage moves with you as smoothly as possible, whether that means keeping your existing deal or borrowing more for the next step up.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Could Porting Your Mortgage Save You Money, or Cost You?
Many deals can be ported to a new property, keeping your rate and avoiding early repayment charges. It doesn’t always work out cheapest once extra borrowing’s factored in, so it’s worth the numbers being checked properly rather than assumed.
Every Move Looks Different
Whatever’s prompting your move, we’ll help you understand the options available and what each one could mean in practice.
Staying with your current lender
We’ll check whether porting genuinely beats a fresh application, rather than assuming it’s automatically cheaper.
Needing to borrow more
We’ll compare all the options available rather than just accepting what your existing lender offers for the extra amount.
Moving further afield
Nothing is too small to ask Michael.
Taylor-Brown Financial have really helped my partner and I with the mortgage proceedings of selling our current property and preparing for the next property. Nothing is too small to ask Michael and he is always willing to help outside my working hours, which is good when working 9-5.
Sorting the Move, Step by Step
Taylor-Brown Financial has helped people move house for over 15 years, comparing our list of lenders rather than pushing whatever’s quickest to arrange. Here’s what happens once you get in touch, from first call to keys in hand.
We compare porting versus a fresh application
Work out which is genuinely cheaper for your move.
We compare borrowing options
Across the market if you need to increase your mortgage.
We arrange your cover
For the new property, alongside the mortgage itself.
The Benefits of Moving Home With Us
We Compare Every Option
We do the maths on porting versus a fresh application properly, rather than assuming porting wins by default.
One Point Of Contact
One point of contact coordinating your mortgage alongside your solicitor and your moving timeline.
Fully Protected Home
Buildings & contents cover arranged alongside the mortgage, so nothing’s left for the last minute.
Experienced Team
15+ years helping people move without the finance side adding to the stress.
Should you fail to disclose or misrepresent a fact, then you risk the insurer only paying part of the claim, declining to pay all the claim and possibly declaring the policy invalid.
Don’t Forget Cover for Your New Place
Moving is the natural point to review buildings & contents insurance and your wider protection, so nothing falls through the gaps between houses.
Frequently Asked Questions
Is porting my mortgage always cheaper?
Not always, once extra borrowing’s included, it’s worth checking both routes properly rather than assuming porting wins by default.
Can I borrow more when I move?
Yes, we’ll compare a comprehensive list of lenders across the market rather than just what your current lender offers for the additional amount.
Do I need new insurance when I move?
Buildings insurance will almost always need arranging for the new property, since your lender will usually require it from completion. Contents cover isn’t compulsory, but we’d recommend arranging it at the same time, and we can help with both alongside your mortgage.
What Our Clients Say
Latest Guidance & Articles
Ready to Check Your Options?
Book a no obligation consultation and find out if switching makes sense.