Mortgage Protection Services

Your mortgage is likely to be the largest financial commitment you pledge to take on, which is why it is important to consider the consequences of what would happen to you, your home and often more importantly, your family when life events take place. Taylor-Brown Financial are experts in securing suitable Life Assurance Policies and Critical Illness Insurance and can ensure advice to match you to the most suitable mortgage protection products.

We understand that people don’t often like to think about the worst-case scenarios in life, but as your mortgage protection broker, we feel it is important to highlight these areas and educate you on how best to protect your mortgage against these events.

As your mortgage protection adviser, from our very first appointment, we will discuss the features and benefits of the different products available to you and, where appropriate, your family. This will allow you to begin thinking of what areas of mortgage protection are most important to you and how much you are comfortable budgeting towards this on a monthly basis.

Once we understand your circumstances, budget, and what is most important to you, we will make a personalised recommendation that covers any shortfalls you may have. Mortgage protection products vary considerably, so we will tailor our recommendation based on your requirements.

It is also important to understand that not everyone is eligible to obtain protection. Just like your mortgage is typically reliant on your credit history, protection providers place a significant emphasis on your medical history before they can offer you acceptance terms for your cover. Each provider can vary in what medical disclosures they can consider and their severity, which allows us to use our wealth of industry experience and expertise to place you with the most suitable income protection provider.